Residential Mortgages
Exceptional individuals require exceptional mortgages
We love to help those customers under-served by the High Street. Those who may have complex income, credit blips or are self-employed, and are looking for a mortgage on a property that is a little different such as non-standard construction or near a commercial.
Our product ranges cater for purchase, remortgage, interest only, unencumbered, product transfers and mortgage prisoners. For more details, please check out our lending criteria and/or product range sections.
At a glance
Our Residential offering:
- Lending between £25,000 – £2,000,000
- Tracker and Fixed rates available
- Maximum 2 applicants on application
- Lending up to 95% LTV
- Maximum age: 85 years
Key criteria:
- Married, sole applications accepted
- Multiple sources of income allowed
- Contractors – daily rate x5 x48 weeks
- Non-standard property types accepted
- Interest-only – affordability assessed on interest-only payments
Need more help?
UTB operate through the intermediary channel only.