Asset Finance
expertise, on demand

For more than 65 years, United Trust Bank have been partnering with individuals and intermediaries to provide expert lending solutions. Whatever your Asset Finance needs, we take the time to understand your unique situation and craft solutions that we can consistently deliver.

Why UTB Asset Finance

If you’re a new or existing customer looking for asset finance, our trusted broker network is always available to help. Whether you’re expanding your investment portfolio or growing your business, let’s work together to bring your ambition to life.

At United Trust Bank, we are authorised and regulated by the PRA & FCA. We are members of the FLA, NACFB & BBA and a four-time winner of Specialist Bank of the Year.

Our products

  • Hire purchase

    Hire purchase is a finance agreement that is secured on the asset being funded. Payments can be tailored to suit your requirements and you have the opportunity to own the asset at the end of the finance period.

  • Finance lease

    A finance lease allows you to use the asset during the lease period without owning it. At the end of the lease, you have the option of continuing to rent or purchase the asset.

  • Refinance

    Refinancing is a quick way to access the value of assets on your balance sheet and use that value elsewhere within your business – for example, to fund a deposit on new equipment, fund a specific project, or assist funding business growth.

We can finance the following assets: 

  • Prestige cars

  • Classic cars and left hand drive cars

  • Light commercial vehicles

  • Heavy commercial vehicles

  • Bus and coach

  • Trailers

  • Municipal vehicles

  • Construction equipment

  • Agricultural equipment

  • Waste recycling equipment

  • CNC and engineering machinery

  • Injection moulding machines

  • Media equipment

Already have a UTB Asset Finance agreement?

If you’re an existing client and you need a settlement figure, want to change your payment date, are having difficulty making your payments, or have a general query, you can get in touch in the following ways:

Email: [email protected]

Telephone: 0207 190 5555

Post: United Trust Bank Limited One Ropemaker Street London 
EC2Y 9AW

Telephone calls may be recorded for security and regulatory purposes and may be monitored under our quality control procedures.

Frequently asked questions

How do I obtain a settlement figure?

Plus in a circle
Minus in a circle

Request one through your broker or contact us direct.

Can I get a new loan?

Plus in a circle
Minus in a circle

We only accept applications through approved Asset Finance brokers. Contact your broker or contact us if you need an introduction and we will be happy to put you in touch with one of our brokers.