You bring the vision, we’ll bring the expertise

At United Trust Bank, we understand that the mortgage market can be complex. We want to make borrowing simple for those with ambitions to purchase property. Whether you’re an individual, a limited company, or a portfolio landlord, purchasing a single dwelling, HMO, MUB or student let, we’re here to help.

At a glance

Our buy-to-let offering:

  • Lending between £25,000 – £1,500,000

  • Tracker and Fixed rates available

  • Portfolio and non-portfolio landlords

  • Lending up to 80% LTV

  • Maximum age: 85 years

Key criteria:

  • Up to 4 applicants

  • Remortgage from 3 months ownership

  • Non-standard property types accepted

  • Lending possible near commercial property

  • No maximum property portfolio size

Real landlords that we’ve helped

Need more help?

UTB operate through the intermediary channel only.

Read our reviews

  • Best time for a completion

    ‘Thank you. That was the best time for a pay out ever.’

    – Sally, Eurolease (London) Ltd 

  • Great service

    ‘Thanks to all at UTB. Great service as always.’

    – Brian Maguire, DM Finance

  • Quick and consistent

    ‘It is great dealing with UTB as we can be confident that they will deliver a quick and consistent service.’

    – Campbell, Commercial & Asset Finance