Grow with UTB

This is a hybrid role working 3 days in the office (City of London location) and 2 days working from home.

Role Purpose:

Working closely with Mortgage Lending Divisions and external stakeholders to progress Mortgage Applications from offer through to completion.

Responsibilities: 

• Work in partnership with mandated underwriters, our Panel solicitors, and external stakeholders to gather outstanding documents and referencing requirements for both residential and buy to let mortgage applications
• Consult with a pre-approved panel of Solicitors and Introducers to provide quick, accurate and reliable updates to post-offer conditions and requirements
• Make decisions in line with Credit Risk and Responsible Lending Policy whilst processing incoming completion documentation to satisfy mortgage conditions
• Proactively manage the Mortgage Offer pipeline through to completion, consulting with Panel solicitors regarding Offer conditions, Certificates of Title, the release of funds and registration of charges with Land Registry
• Adhere to internal underwriting policy and regulatory requirements – FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection etc.
• Undertake project and ad-hoc pieces of work at management request

Skills and Experience sought: 

Essential Experience

• Working within Residential and Buy to Let Mortgage completion functions
• Previous, customer service or administration exposure
• Working within a regulated environment
• Managing and prioritising own workload
• Consulting with Solicitors and/or external stakeholders to take mortgage applications to completion

Desirable Experience

• Conveyancing experience
• CeMAP qualified

UTB is a dynamic and expanding specialist bank that provides solutions to our customers and brokers, which help them achieve their ambitions. Recognised as being one of the most dependable and well-respected Specialist Banks in the UK, we were delighted to see our balance sheet exceed the £2bn mark in 2022.

Exceptional customer service and the ability to provide rewarding deposits accounts and flexible lending solutions have helped us to develop productive and enduring relationships with our customers. We understand that their success is our success and that the quality of our people and teams, is key to delivering special outcomes for them.

We also understand that the performance of our people is directly linked to the culture in which they work. There is a strong sense of community at UTB and as well as promoting a clear set of internal values, and providing a wealth of facilities for training, personal development, and team building, we run a busy and varied calendar of engagement and social activity. Typical recent examples include: Pizza Lunch Days and Coffee Catch-ups; London Marathon and Sahara Challenge Sponsorships; Success Sharing and Value Awards; and Awesome Autumn social events ranging from Theatre Trips, Cocktail Mixology, and Cookery Classes, to Go-karting, Mini Golf and Clay pigeon shooting.

• competitive salary and discretionary bonus scheme
• matched pension contributions up to 7%
• 26 days annual leave plus two wellbeing days and opportunity to purchase additional holiday
• flexible and hybrid working
• private medical insurance via Vitality
• life, income protection and critical illness insurance
• enhanced family leave pay
• extensive learning and personal development opportunities
• electric car scheme and cycle to work scheme
• season ticket loan
• wellbeing support – discounted gym membership, employee assistance programme, 24/7 private GP access for staff and their immediate family (online), 1:1 key life stage coaching

Thank you for your interest in our current vacancy. Please click the link below to complete your online application.

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