Grow with UTB

Exciting Graduate Opportunity in Banking

Are you a recent graduate eager to launch a successful career in banking? Do you have a passion for finance? Do you enjoy analysing, problem-solving and building meaningful client relationships? If so, we want you to join our fantastic team!

About Us

At UTB, we are a fast growing, diverse specialist lender, dedicated to providing innovative banking solutions to our clients. With a strong commitment to professional growth and an inclusive workplace, we empower our employees to develop, excel and make an impact.

What is UTB’s Graduate Programme?

UTB’s Graduate Programme is a well-structured rotational pathway designed to enhance your knowledge and skillsets while gaining real-world experiences over a 2-year period. Following completion, you will transition into one of our departments.

The programme aims to expand on our talent development for the future, creating aspiring leaders. It offers a unique understanding of working in a Financial Services Business, rotating through Lending and Control disciplines, including:

• Asset Finance
• Bridging Finance
• Property Development
• Mortgages
• Compliance
• Credit
• Finance
• Internal Audit
• Risk

Is the UTB’s Graduate Programme for you?

During your career at UTB, we’ll support your studies towards a leading, industry-recognised professional qualifications.  In addition, you’ll have a network consisting of our existing cohort, a knowledgeable mentor and colleagues to help you kick start your career and provide you with real-world experience and support. You’ll also have the chance to build a vast network of co-workers and contacts throughout the bank.

What we’re looking for:

• Have or on track for a minimum 2.1 degree
• Have studied or studying a relevant degree such as Finance, Economics, Accounting, Business or similar
• A passion for a career in banking with a drive to succeed
• Excellent interpersonal skills
• Meticulous and analytical thinkers with strong problem-solving and numerical skills
• Have the unrestricted right to work in the UK post-graduation and available to start in role from September 2025

What we offer:

• Competitive Salary & Benefits: Enjoy a competitive starting salary along with healthcare, pension, wellbeing and lifestyle and other benefits.
• Mentorship & Development: You will be given relevant training and development opportunities to develop your skills. Work closely with our experts and mentors who will guide you throughout your career journey.
• Career Progression: Following successful completion of the programme, you will be offered a full-time role within one of our departments where you will be able to hone your skills enabling you to become a leader of the future

UTB is a dynamic and expanding specialist bank that provides solutions to our customers and brokers, which help them achieve their ambitions. Recognised as being one of the most dependable and well-respected Specialist Banks in the UK, we were delighted to see our balance sheet exceed the £2bn mark in 2022.

Exceptional customer service and the ability to provide rewarding deposits accounts and flexible lending solutions have helped us to develop productive and enduring relationships with our customers. We understand that their success is our success and that the quality of our people and teams, is key to delivering special outcomes for them.

We also understand that the performance of our people is directly linked to the culture in which they work. There is a strong sense of community at UTB and as well as promoting a clear set of internal values, and providing a wealth of facilities for training, personal development, and team building, we run a busy and varied calendar of engagement and social activity. Typical recent examples include: Pizza Lunch Days and Coffee Catch-ups; London Marathon and Sahara Challenge Sponsorships; Success Sharing and Value Awards; and Awesome Autumn social events ranging from Theatre Trips, Cocktail Mixology, and Cookery Classes, to Go-karting, Mini Golf and Clay pigeon shooting.

• competitive salary and bonus package
• matched pension contributions up to 7%
• 26 days annual leave plus two wellbeing days and opportunity to purchase additional holiday
• flexible and hybrid working
• private medical insurance via Vitality
• life, income protection and critical illness insurance
• enhanced family leave pay
• extensive learning and personal development opportunities
• electric car scheme and cycle to work scheme
• season ticket loan
• wellbeing support – discounted gym membership, employee assistance programme, 24/7 private GP access for staff and their immediate family (online), 1:1 key life stage coaching

Application Process

The application process is managed by a third party partner Bright Network and consists of three stages:

• Initial application
• Blended Assessment
• Interviews with UTB

Click here to apply >