This will depend on how the deposit is made.
For deposits made by Faster Payments or CHAPS Payment, we will receive these on the same day that you have sent them, subject to cut-off times of the sending bank. These will be treated as cleared funds upon receipt and interest will accrue from the date of receipt.
For deposits made by BACS transfer, we will receive these three working days after you have sent them. These will be treated as cleared funds upon receipt and interest will accrue from the date of receipt.
For deposits made by cheque to fund an open account, these will be treated as cleared funds from the first working day after we credit your account. If a cheque has been paid into your account but is later returned unpaid, we will reverse the credit (including any accrued interest) and inform you this has happened.