Buy To Let Mortgages

Simplifying Buy To Let

We understand that people are complex and so are their circumstances. UTB like to make lending simple to help people achieve their property purchase aspirations.

Whether you are an individual, limited company, or portfolio landlord, we have got something for you. Single dwelling, HMO, MUB or student let, we have got products that can help, even if the property is not the norm.

Some Criteria Highlights
Product Range & Criteria Guides

At a glance

Our Buy to let offering:

  • Lending between £25,000 – £1,500,000
  • Tracker and Fixed rates available
  • Portfolio and non-portfolio landlords
  • Lending up to 80% LTV
  • Single dwelling, HMO, MUB, student-let and holiday lets

Key criteria:

  • Up to 4 applicants
  • Remortgage from 3 months ownership
  • Non-standard property types accepted
  • Lending possible near commercial property
  • Ignore all CCJ’s and defaults over 24 months old

Real landlords that we’ve helped

  • BTL mortgage for a basement flat below a restaurant

  • BTL refinance of historic Grade II listed terrace

  • BTL mortgage for a basement flat below a restaurant

Need more help?

UTB operate through the intermediary channel only.

Read our reviews

  • Quick and consistent

    ‘It is great dealing with UTB as we can be confident that they will deliver a quick and consistent service.’

    – Campbell, Commercial & Asset Finance

  • Great service

    ‘Thanks to all at UTB. Great service as always.’

    – Brian Maguire, DM Finance

  • Best time for a completion

    ‘Thank you. That was the best time for a pay out ever.’

    – Sally, Eurolease (London) Ltd