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The broker’s
best friend

This area is for professional intermediaries only and is not intended for public or customer use. Click here to return to consumer Mortgages.

Pricing & Fair Value Assessment

Please note that you are ultimately responsible for meeting your obligations under ‘The Consumer Duty’ and any other regulatory obligations for the activities you undertake. You can find our first and second charge mortgage pricing fair value documents here.

Your clients are unique.
So are our mortgages.

We know that many clients have unique circumstances, so why should mortgage lenders have a one-size-fits-all approach? Whilst many mainstream lenders reject complex cases, we’re here to help those who need a more flexible approach.

Cases we can help with:

  • Property type

    Including but not limited to above or near commercial, ex-local, deck access, high rise, farmhouses and grade 2 listed

  • Non-standard construction

    Including concrete, steel framed, timber framed and single skin brick

  • Complex income

    Including self-employed, multiple income sources, contractors and 0 hours contracts

  • Imperfect credit

    Including CCJs, defaults and missed mortgage and unsecured payments

Our product ranges cater for purchase, remortgage, interest only, unencumbered, product transfers, mortgage prisoners, second charge loans and buy to let.

For more details, please check out our lending criteria or product range pages.

To contact us for new enquiries please contact us on: 0207 031 1551 or email: [email protected]

Helping you move quickly, with confidence

The world of mortgages moves quickly. Luckily, so do we.

  • DiPs reviewed:

    same day

  • New applications:

    1 working day

  • Additional Post:

    1 working day

  • Average call wait:

    30 seconds

Our team of field and telephone BDMs are here to help you every step of the way. We manually underwrite all cases to make sure we get to the right decision quickly. You’ll also have a dedicated contact who can help with your case at any point.

How do you submit a mortgage case?

All it takes is three easy steps:

  • 1

    Once you have registered with us as an introducer, log in to our online portal and get a decision in principle on your case by inputting a few key details.

  • 2

    Upload any relevant documents to the portal to supply required evidence.

  • 3

    Hit submit, and our team will be in touch soon.

News for intermediaries

Read news and views from United Trust Bank

Get in touch

  • 0207 031 1551

    UTB Mortgage Intermediaries new business enquiries

  • New business enquiries email address:

    [email protected]